Remortgages

Remortgages are where you switch your mortgage from one lender / product to another lender / product, with the aim of securing a more competitive or appropriate deal, raising extra money, paying off part of your mortgage or maybe to consolidate existing debts. Many mortgage lenders offer highly attractive incentives to pull customers away from other competing lenders. This may be attractive interest rates, free valuations, free legal fees or cash backs (for example). With independent advice and a managed mortgage account, you may be able to save thousands of pounds over the life of your mortgage.

Due to a reluctance to actively manage their mortgage, the majority of UK homeowners pay more than necessary to buy their home. Many mortgage payers will stay with the same lender for extended periods of time paying the lenders Standard Variable Rate (SVR) - which is often 1% - 2% higher than they could be paying. Mortgage lenders are happy with this, as it is people's reluctance to change or manage their finances that helps them make money! We can introduce you to qualified independent advisers who can offer advice and recommendation on the most appropriate mortgage product to meet your needs.

The aim of this service is to introduce UK homebuyers to Independent Advice on mortgages. With such a large number of mortgages available, it is important to obtain Independent advice from a qualified adviser who will work for you, not for any one lender. Your adviser will be able to provide you with a "Mortgage Agreement In Principle" - in as little as one hours time! This will leave you safe in the knowledge that the mortgage deal that best meets your needs, is in fact available to you.

Mortgage.gb.net introduces to Park Row Associates Ltd and other strategic (independent) advice partners. Park Row Associates Ltd are a national independent financial advice company who are authorised and regulated by the Financial Services Authority. Mortgage.gb, as part of the Internet Mortgage Services group of websites, believe very strongly that the, "Best Advice is Independent Advice". We are very careful to ensure that all our partner advice companies are, and remain to be, independent and retain whole of market access to ensure that you can obtain (through our service) the most appropriate mortgage to meet your needs. For information on our partner advice companies, please click here.

Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage.

The aim of this service is to introduce clients like yourself to a specialist independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.

The key to our service is independence. Your adviser will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.

We like our clients to remain in control, so the preferred methods of contact are both phone and e-mail. We can send an adviser to come and see you in person at your request, but find that most clients prefer to work remotely.

Once your adviser has obtained the information they require to find you the most appropriate deal (which may involve a short telephone interview), he / she will source from the entire UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you - please ask for details).

Your home may be repossessed if you do not keep up repayments on your mortgage.

"A fee may be payable for mortgage advice, depending on your circumstances,
of up to 1% of the loan amount."