Repayment mortgages

 

With a Repayment Mortgage , monthly payments are a combination of both interest and capital (repayment of the actual money or amount borrowed). Provided that you keep up the repayments , you are guaranteed that at the end of the mortgage term, all moneys owing will have been paid off.

Due to a reluctance to actively manage their mortgage, the majority of UK homeowners pay more than necessary to buy their home. Many mortgage payers will stay with the same lender for extended periods of time paying the lenders Standard Variable Rate (SVR) - which is often 1% - 2% higher than they could be paying. Mortgage lenders are happy with this, as it is people's reluctance to change or manage their finances that helps them make money!

With independent advice, you may be able to save thousands of pounds over the life of your mortgage. We can introduce you to qualified independent advisers who can offer advice and recommendation on the most appropriate mortgage product to meet your needs.

We believe the Best Advice is 'Independent' advice!



Mortgage.gb.net introduces to Park Row Associates Ltd and other strategic (independent) advice partners. Park Row Associates Ltd are a national independent financial advice company who are authorised and regulated by the Financial Services Authority. Mortgage.gb, as part of the Internet Mortgage Services group of websites, believe very strongly that the, "Best Advice is Independent Advice". We are very careful to ensure that all our partner advice companies are, and remain to be, independent and retain whole of market access to ensure that you can obtain (through our service) the most appropriate mortgage to meet your needs. For information on our partner advice companies, please click here.

Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage.

The aim of this service is to introduce people like yourself to an independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.

The key to our service is independence. The adviser that you will be introduced to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.

We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.

Once your adviser has obtained the information they require to find you the most appropriate deal (which may involve a short telephone interview), he / she will source from the entire UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you - please ask for details).

We believe the Best Advice is 'Independent' Advice!

Your home may be repossessed if you do not keep up repayments on your mortgage.

"A fee may be payable for mortgage advice, depending on your circumstances,
of up to 1% of the loan amount."

Mortgages GB Home Page

www.Mortgage.gb.net

Trading Style of 1st For Finance Ltd.
Registered in England & Wales no. 4719270

1st For Finance Ltd is an 'introducer' of clients to regulated
Independent Mortgage Advice companies. 1st For Finance Ltd is not authorised
or regulated by the Financial Services Authority. The content of this web site is 'information'
on the services that are offered by our partner advice companies. The content of this website
must not be taken or used as 'advice' on the type of mortgage that is most suited to your needs.
1st For Finance Ltd hold no responsibility for any advice given by our partner companies.
Please read our Terms Of Business for further information.

Registered Office:
7 Fidlas Road Llanishen Cardiff CF14 0LW

Mortgage Advice Line: 08453 440349 (Answered by Park Row, Cardiff Branch)

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