A Remortgage is
where you switch your mortgage from one lender / product to another
lender / product, with the aim of securing a more competitive or
appropriate deal, raising extra money, paying off part of your mortgage
or maybe to consolidate existing debts. Many mortgage lenders offer
highly attractive incentives to pull customers away from other competing
lenders. This may be attractive interest rates, free valuations,
free legal fees or cash backs (for example). With independent advice
and a managed mortgage account, you may be able to save thousands
of pounds over the life of your mortgage.
Due to a reluctance to actively manage their mortgage, the majority of UK homeowners
pay more than necessary to buy their home. Many mortgage payers will stay with
the same lender for extended periods of time paying the lenders Standard Variable
Rate (SVR) - which is often 1% - 2% higher than they could be paying. Mortgage
lenders are happy with this, as it is people's reluctance to change or manage
their finances that helps them make money! We can introduce you to qualified
independent advisers who can offer advice and recommendation on the most appropriate
mortgage product to meet your needs.
Mortgage.gb.net introduces to Park Row Associates Ltd and other strategic (independent) advice partners. Park Row Associates Ltd are a national independent financial advice company who are authorised and regulated by the Financial Services Authority. Mortgage.gb, as part of the Internet Mortgage Services group of websites, believe very strongly that the, "Best Advice is Independent Advice". We are very careful to ensure that all our partner advice companies are, and remain to be, independent and retain whole of market access to ensure that you can obtain (through our service) the most appropriate mortgage to meet your needs. For information on our partner advice companies, please click
here.
Our
other strategic partners have been selected to compliment our association
with Park Row. It will be clear to you which of our partners will
deal with your request at the earliest possible stage
The aim of this service is to introduce people like yourself to an independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.
The
key to our service is independence. The adviser that you will be introduced to will be fully independent, and as such will review the whole UK mortgage
market to give you the best advice and access to some exclusive deals.
You are under no obligation to proceed.
You
will be instantly notified by e-mail of any additional information
required, using an easy to complete mortgage questionnaire form.
All information will be contained on a secure server, and will remain
confidential between you and your adviser.
We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.
Once
the adviser has obtained the information they require to find you
the most appropriate deal, he / she will source from the entire UK
market using in-house regularly updated mortgage sourcing software.
He / she can e-mail or post recommended product illustrations for
you to look over (or may be available to provide a face-to-face advice
appointment with you).
We believe the
Best Advice is 'Independent' advice!
