Offset
Mortgages (otherwise known as current account mortgages or
flexible mortgages) may combine or offset your mortgage, your current
account, your savings account and even your personal loans and
credit cards into one account. This type of mortgage typically
allows over and under payments, payment holidays and charges interest
on a daily basis. Any account balances you have may offset against
your mortgage or loan accounts, so that the amount or balance
that you pay interest on is reduced.
For
further enquiries on Offset Mortgages, and for a no obligation quotation,
please quick below and submit an enquiry for Independent Mortgage
Advice from our partner companies.
We
believe the Best Advice is Independent Advice!
The
aim of this service is to introduce UK homebuyers to Independent
Advice on mortgages. With such a large number of mortgages available,
it is important to obtain Independent advice from a qualified adviser
who will work for you, not for any one lender. Your adviser will be able to provide you with a "Mortgage Agreement In Principle" - in as little as 24 hours!
Do
you want all the benefits and features of a qualified, professional
mortgage adviser who will act for you? Complete the online
enquiry form or call on 08453 44 58 00. For further information on the service offered through Mortgage.gb, please e-mail us on information@mortgage.gb.net.
Mortgage.gb (UK) introduces to the Park Row group of companies
and other strategic (independent) advice partners. The Park Row group
includes Park Row Associates Limited, an Independent Financial Adviser
who are authorised and regulated by the Financial Services Authority
and Park Row Associates Ltd who are registered with
the Mortgage Code Compliance Board.
Our
other strategic partners have been selected to compliment our association
with Park Row. It will be clear to you which of our partners will
deal with your request at the earliest possible stage
The aim of this service is to introduce people like yourself to an independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.
The
key to our service is independence. The adviser that you will be introduced to will be fully independent, and as such will review the whole UK mortgage
market to give you the best advice and access to some exclusive deals.
You are under no obligation to proceed.
You
will be instantly notified by e-mail of any additional information
required, using an easy to complete mortgage questionnaire form.
All information will be contained on a secure server, and will remain
confidential between you and your adviser.
We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.
Once
the adviser has obtained the information they require to find you
the most appropriate deal, he / she will source from the entire UK
market using in-house regularly updated mortgage sourcing software.
He / she can e-mail or post recommended product illustrations for
you to look over (or may be available to provide a face-to-face advice
appointment with you).
We
believe the Best Advice is 'Independent' Advice!
Your
home may be repossessed if you do not keep up repayments on your mortgage.
"A
fee may be payable for mortgage advice, depending on your circumstances,
of up to 1% of the loan amount."
www.Mortgage.gb.net
Trading
Style of 1st For Finance Ltd.
Registered in England & Wales no. 4719270
1st For Finance Ltd is an 'introducer' of clients to regulated Independent Mortgage Advice companies and may receive a introductory fee of up to £11.50.
1st For Finance Ltd is not authorised or regulated by the Financial Services Authority.
The content of this web site is 'information' on the services that are offered by our partner advice companies.
The content of this website must not be taken or used as 'advice'
on the type of mortgage that is most suited to your needs.
1st For Finance Ltd hold no responsibility for any advice
given by our partner companies.
Please read our Terms
Of Business for further information.
Registered Office:
7 Fidlas Road Llanishen Cardiff CF14 0LW
Tel:02920 753200
Mortgage Advice Line: 08453 440349 (Answered by Park Row, Cardiff Branch)
