Capped mortgage uk

 

A Capped Rate Mortgage is a mortgage where a ceiling rate or upper limit is set on your payments for a specified period of time. Your interest rate will not be fixed, and may fluctuate up or down, but will never rise above a predefined interest rate cap limit during the deal period. The benefit is that an upper limit will be set on your mortgage payments for a specified period of time - this will provide peace of mind and allows for effective budgeting of your mortgage finances (you will know the maximum you will have to pay for a period of time). An added benefit (over fixed rate mortgages) is that should interest rates fall, your rate and hence your payments will fall also.

We Believe the Best Advice is Independent Advice




Do you want all the benefits and features of a qualified, professional mortgage adviser who will act for you? Complete the online enquiry form or call on 08453 44 58 00. For further information on the service offered through Mortgage.gb, please e-mail us on information@mortgage.gb.net.

Our other strategic partners have been selected to compliment our association with Park Row. It will be clear to you which of our partners will deal with your request at the earliest possible stage

The aim of this service is to introduce people like yourself to an independent mortgage adviser, who can either advise and recommend a specific mortgage deal for you (based on your needs / circumstances) or can offer detailed information on suitable products to help you select the most appropriate mortgage deal available to meet your needs.

The key to our service is independence. The adviser that you will be introduced to will be fully independent, and as such will review the whole UK mortgage market to give you the best advice and access to some exclusive deals. You are under no obligation to proceed.

You will be instantly notified by e-mail of any additional information required, using an easy to complete mortgage questionnaire form. All information will be contained on a secure server, and will remain confidential between you and your adviser.

We like people to remain in control, so the preferred methods of contact are both phone and e-mail. It can be arranged that an adviser can come to see you in person at your request, but find that most clients prefer to work remotely.

Once the adviser has obtained the information they require to find you the most appropriate deal, he / she will source from the entire UK market using in-house regularly updated mortgage sourcing software. He / she can e-mail or post recommended product illustrations for you to look over (or may be available to provide a face-to-face advice appointment with you).

We believe the Best Advice is 'Independent' Advice!

Your home may be repossessed if you do not keep up repayments on your mortgage.

"A fee may be payable for mortgage advice, depending on your circumstances,
of up to 1% of the loan amount."

www.Mortgage.gb.net

Trading Style of 1st For Finance Ltd.
Registered in England & Wales no. 4719270

1st For Finance Ltd is an 'introducer' of clients to regulated Independent Mortgage Advice companies and may receive a introductory fee of up to £11.50. 1st For Finance Ltd is not authorised or regulated by the Financial Services Authority. The content of this web site is 'information' on the services that are offered by our partner advice companies. The content of this website must not be taken or used as 'advice' on the type of mortgage that is most suited to your needs. 1st For Finance Ltd hold no responsibility for any advice
given by our partner companies. Please read our Terms Of Business for further information.


Registered Office:
7 Fidlas Road Llanishen Cardiff CF14 0LW
Tel:02920 753200

Mortgage Advice Line: 08453 440349 (Answered by Park Row, Cardiff Branch)

back to top