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Independent Mortgage Advice in Ampthill
Welcome to MORTGAGE STORE
Mortgage Store is an independent, family run mortgage brokers in Ampthill, specializing in providing comprehensive mortgage and insurance services, regardless of where your property is in the UK.
In today's world of extremely competitive and complex mortgage and insurance products we believe that it has never been so important for homebuyers to receive good professional advice before entering into a financial commitment.
Every client will have individual needs and priorities according to their lifestyle, future plans, status and type of property.
Whether you're looking for first time buyer mortgages in Ampthill or equity release in Bedfordshire, we will take a good look at your circumstances and the markets to come up with the very best possible deal for you.
What makes MORTGAGE STORE different?
Mortgage Store is a friendly, local family run company trading for 20 years, with experienced and qualified staff providing excellent service and advice.
Mortgage Store will provide the service to suit you, whether you are a first time buyer needing help on every aspect of your house purchase, an experienced second time buyer, or looking to remortgage to obtain a more competitive interest rate or raise capital.
We are confident that once you have used Mortgage Store you will not go anywhere else in the future.
How much can you borrow?
Mortgage Store will work out how much you can borrow.
Be honest with yourself - be sure you can afford the repayments. Before taking out any mortgage you need to be sure that you can afford the payments and associated costs.
If you enter into a mortgage with a joint borrower, you must be aware that you are both jointly and solely responsible for the whole amount of the mortgage.
Lenders will usually base their calculations on guaranteed earnings such as basic pay, but most will also consider taking part of any regular overtime or bonuses.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
For mortgages you can choose how we are paid: we can accept commission from the lender, or pay a fee usually 1% of the loan.
'Equity Release' includes home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration.
For advice on Equity Release we can be paid by commission, or a fee of usually £795 or a combination of both.